Viewing Card Transactions
The Rho Cards Tab holds all itemized card activity. Your credit repayment transfers made from your Rho checking account can be seen in the Banking Tab.
Repayments
Repayments are automatically debited from your Rho checking account just after midnight EST for that day’s activity. Daily auto-repayment amounts are for the total amount of settled charges made in a 24-hour period. The "charge period" is from 12:01 am EST to midnight EST of that day. The repayment for that day's charges is made at the end of each day, just after the charge period closes.
(ex: Monday's charge period begins at 12:01 am EST Monday morning and lasts until midnight Monday night. The repayment for Monday's charges happens at the end of the day. Tuesday's charge period also begins at 12:01 am EST on Tuesday.)
Currently, initiating manual interim payments earlier than the end of the active 24-hour charge period and not an option.
Credit Dashboard
After navigating to the Cards Tab, your Overview page displays the most recent activity of all of your Rho Cards including your credit balance dashboard.
Current Balance The sum of settled card transactions, minus any interim payments made.
Pending Charges A total sum of the charges that have been initiated but not yet settled (approved or denied) by the merchant. NOTE: Pending Charges are subtracted from your available credit. The sum of pending charges will carry over to your following spend period until the time the charges are settled by the merchant. Once the charges settle the funds will be accounted for in your Current Balance.
Statements
Accounts on our 1-Day card program receive Card statements on the 5th of each month, in tandem with Checking Account Statements. For more information, see Viewing Statements.
Rho Card charges can also be downloaded to CSVs in addition to Rho Card statements that will populate in your Rho Documents Tab.