Expected settlement times for incoming transfers.

If you're awaiting an incoming payment, here's how long it will take to settle:

ACH Payments: Standard incoming ACH payments typically take between 1-3 business days to settle. Settlement times can vary based on the policies of the sending bank, the amount of the ACH, and the time at which the transaction is made.

Domestic Wire Payments: Domestic Wire payments typically settle within 1-2 business days. Settlement times can vary based on the policies of the sending bank, and the time at which the transaction is made.

International Wires: International wires typically arrive between 1-5 business days. Settlement times can vary based on the policies of the sending bank, and the time at which the transaction is made.

Check Deposits (RDCs):Please note, check deposits take 6-7 business days to clear. Check deposits in excess of $15,000.00 in one business day may be subject to additional screening and delays in settlement.

Linked Account Transfers: Linked Account Transfers typically take 3-5 business days to settle.

What to do if an expected payment hasn't arrived to your Rho account: Rho is unlikely to be able to track incoming payments. The best option is often to call the sending bank. However, we're happy to try to help. Please refer here for information on attempting to trace incoming funds.