Sending Funds

How to Send an ACH Transfer

Navigate to the Banking tab in your Rho dashboard. 

Click the Make a Payment button to start your transfer.

Screen Shot 2023-09-07 at 12.22.57 PM.png


Select the Domestic ACH Transfer option.

Screen Shot 2023-09-07 at 12.24.43 PM.png

Fill out your vendor information in the following screen, then proceed to the ACH Transfer details page to complete the transform details form.

Transfer From: Click the drop-down list to select the Rho account that the money is transferred from.

Transfer Amount: Enter the amount of money to be transferred from the Rho account to the Vendor in US Dollars.

Frequency: By default the money is scheduled to be transferred only once (One Time Only). To specify a recurring transfer, click the drop-down list and select the desired frequency:- One Time Only (default)- Every day- Every week- Every month- Every year

Assign from Budget: To assign the ACH transfer to a specific Rho budget, click the drop-down list, and select the desired budget name. For more information about creating budgets, see Create a New Budget.

Memo: Enter any notes or information to be associated with the ACH transfer.

Add Attachment: To attach a bill or invoice to the transfer, click the Add Attachment button. An open dialog window displays, allowing you to navigate to the location where the file is located, and then click Open.

When will the transaction begin processing?: By default, the money is scheduled to be transferred immediately (Now). To specify a later date, click Later and then click the calendar field to specify the desired date. All immediate transfers are displayed on the Past Transfers page, and all scheduled transfers are displayed on the Scheduled Transfers page.

Note: If you schedule a recurring transfer using the How often? field, the Rho application bases the transfer on the date specified in the When should it go through field. For example, if you schedule a monthly transfer (Every Month) with a schedule date of 01/01/2022, then the first recurring transfer will occur on 02/01/2022.

When finished, click Create to finalize your changes.


Screen Shot 2023-09-07 at 12.26.26 PM.png

You'll be taken to a confirmation screen where you can review transfer details for accuracy. Once you are satisfied, click Confirm Payment Details to finish. 

Incoming and Outgoing ACH transfers to and from your Rho Account are limited $500,000 per day. Larger ACH transfers can be accommodated, as long as they are communicated to us in advance. ACH settlement time varies depending on a variety of factors, such as the policy of the receiving bank or transaction amount. Typically, ACH transfers are received within 1 to 3 business days.