Receiving Funds

How To Fund Your Account

Rho provides several ways to receive funds into your account. 

You can find detailed instructions for sending an ACH or a Wire (domestic or international) to your Rho account by clicking on the Banking Tab, going into the desired Account from the left-hand menu, and clicking on the Account Details button in the upper-right corner. Then click on View Receiving Instructions to access the transfer instructions.

This will direct you to Send (email) or Download one of these instructional PDF documents:

  • Domestic Wire Instructions (Domestic Wire payments will reach your account within the same day if sent before 3 PM ET in most cases. Settlement times can vary based on the policies of the sending bank.)
  • International Wire Instructions (International wires should arrive between 1-5 business days. Please let the Rho Client Service team know if you are expecting to receive international wires.)
  • ACH Transfer Instructions (Standard ACH payments take 1-3 business days to settle. An ACH pull can take 2-3 business days, and a push can take 1-3 business days. Here is more information on ACH push vs. pull transactions.)
  • Void Check Template (for proof of account)

You may also choose the "Deposit Funds" in the Move Funds dropdown once you have selected an account, and from there, you can:

  • Deposit a check: Check deposits take 2-3 business days, subject to risk-based monitoring (generally up to 6-7 business days), to clear. Deposits in excess of $15,000.00 in one business day may be subject to additional screening and delays in settlement. For more information, please visit our guide on How to Deposit a Check.
  • Link an external bank account: Linked Account transfers can take up to 5 business days to settle. Need help linking your account? We’ve got a handy guide on How to Link an External Checking Account. 

If you are experiencing issues with expected payments, please know that Rho is unlikely to be able to track incoming payments. We recommend contacting the sending bank directly.

However, we're happy to try to help with any issues you may have. Here is some information on Tracing Incoming Funds.