Using Rho Cards

How to Create a New Rho Card

Create a card

You can create a new Rho Card with a few simple steps, by navigating to your Cards Tab > Team Cards, and clicking the black and green + Create Card button in the top right-hand corner.

Screen Shot 2023-10-12 at 1.19.27 PM.png

In the pop-up window, select whether you want to create a physical or virtual Rho Card.

Rho will send the physical card by mail. Virtual cards can be used instantly upon creation, both online and via Apple Pay or Google Pay.

Screen Shot 2023-10-12 at 1.20.21 PM.png


Set up your physical card

If you select Physical Card, you can set up your card in the below screen:

  • Card Limit (optional): Specify the maximum amount of money that can be spent monthly using the Rho Card, if desired. By default, the amount is in United States Dollars.

  • Budget (optional): If desired, assign all transactions made with the Rho Card to the budget selected from the drop-down list. Note: Only Admins and Account Owners can assign budgets to cards.

  • Merchant Controls (optional): If desired, restrict Rho Card transactions to only select merchants or the categories selected from the drop-down list. For example, you can select Airlines, Air Carriers and Airports, Flying Fields, if you want the card to only be used for air travel expenses.

Once you've filled in these details, click Continue and you'll see a confirmation that your physical card has been ordered.


  • We cannot ship physical Rho cards to P.O. Boxes. Physical card shipping addresses must be physical addresses.
  • Physical cards and virtual cards cannot share numbers, CVV codes, or expiration dates. Each created card is its own unique card, therefore two cards, one virtual, and one physical cannot have the same number or be used as the same card.
  • If you order a physical Rho Card, you will receive an email when the card has been mailed to your address. Typically Rho Cards arrive via FedEx within 5 business days. In case it takes longer, please reach out to our Client Service to request the tracking number
  • To activate your physical card please follow the pamphlet of instructions you were sent in the envelope with your new card. This will include a QR code and a special activation website. Attempting to activate this card by "unlocking it" in your Rho account under the Cards Tab will not work.

Set up your virtual card

If you select virtual card, you can add additional controls. For more information about these card controls, see here.


Once you've filled in these details, click Continue and you'll see a confirmation that your virtual card has been created.