With your Rho cards, you will earn up to 1.75% cashback on all eligible purchases, depending on your terms (please see Managing Your Credit Terms).
For our one-day card account-holders, cashback will be posted in one lump sum the following month after your charges take place (specifically, on the 5th business day of each month). For example, any cashback you earn in June, will be credited in one payment in the first week of July. All cashback payments will be credited to your Rho Rewards checking account. Additionally, for accounts on our one-day cards program, there is no minimum spend needed to accrue cashback with your Rho Cards!
Accrued rewards for our 30, 45, and 60-day card programs are automatically deposited into your Rewards Account 1-5 days following repayment. This includes both scheduled and interim repayments - the corresponding rewards will be deposited after each repayment made. Accrued rewards for our 1-day card are automatically deposited into your Rewards Accounts within 1-5 days of the statement close date.
At this time, the Cashback Rewards Program will limit your eligibility to receive cashback rewards from the following merchants and merchant categories:
1. Walmart Inc., and its affiliates and subsidiaries;
2. Merchants that offer “Utilities” as a product or service and are designated as such based upon Mastercard’s Merchant Category Codes (“Mastercard MCC Codes”);
3. Merchants that are non-financial institutions that offer money services and/or digital
payments and are designated as such based upon MasterCard MCC Codes; and
4. Transactions conducted or authorized in non-U.S. jurisdictions
5. Sam's Club
As part of the Mastercard World Elite Business program, Rho customers also earn cashback at participating merchants through Mastercard Easy Savings. To learn more see our Mastercard Easy Savings help article.