How to Use the Mobile App

How to Deposit a Check in the Mobile App

To deposit a check in the Rho app, you first have to enable access to your camera and/or photos. The Rho app will prompt you to enable camera access when you’re ready to take a photo of the check.

To deposit a check, navigate to the banking tab and then click the check icon in the top right corner.

Note: Make sure to endorse the check by signing the back. Also, handwrite "for mobile deposit only" under your endorsement (or check the mobile deposit box, if applicable). Additionally, upload a clear photo of the front and back of the check on a white background.

Once you’ve submitted your deposit, you’ll be able to view it in the Recent Activity log in your Banking Tab in the Rho dashboard.

Please note:

  • Check deposits take 2 to 3 business days to clear, subject to risk-based monitoring (generally up to 6-7 business days).

  • Check deposits in excess of $15,000.00 in one business day may be subject to additional screening and delays in settlement.

  • When depositing a check via the Rho mobile app, your check will first show as queued, then it will be in a processing state until it settles. This is the same flow as depositing checks via the Rho website!