There are six options.

1. Account Owner This role should be assigned to the owner of the account at Rho Business Banking, typically the CEO or CFO of a company. Account Owners have full access to the dashboard as far as creating and using Team Cards, creating wires/ACHs, viewing account balances, creating and viewing Budgets, and adding new Team Members.

2. Administrator This role should be assigned to the person in charge of day-to-day finance operations, typically a member of the finance or operations team. Administrators also have full access to the dashboard as far as creating & using Team Cards, creating wires/ACHs, Viewing account balances, creating and viewing Budgets, and adding new Team Members.

3. Budget Owner: This role should be assigned to the manager of a team of employees. Here is more information about creating Budgets.

  • Budget Owners can create/edit/delete Team Cards for themselves or other team members linked to a Budget they are assigned to.
  • Budget Owners cannot see full account balances, nor can they view the balance of any Budget that they are not assigned to.
  • Budget Owners cannot add/edit/delete new team members.
  • Budget Owners cannot create new Budgets.
  • Budget Owners can create transfers (checks, wires, ACHs), and edit/delete/view/approve any transfers created that are tied to the Budgets they are assigned to.
  • Budget Owners cannot connect to Plaid or create Integrations.
  • Budget Owners can create, edit and view Payees.

4. Employee: This role should be assigned to any employee who initiates transaction.

  • Employees cannot create/edit/delete Team Cards for themselves or other team members.
  • Employees can use My Cards that are created for them.
  • Employees cannot see full account balances, but they can view Budget balances that they are assigned to.
  • Employees cannot add/edit/delete new team members.
  • Employees cannot create new Budgets.
  • Employees can create transfers (checks, wires, ACHs), and edit/delete/view/approve any transfers created that are tied to the Budgets they are assigned to.
  • Employees cannot connect to Plaid or create Integrations.
  • Employees cannot create/edit Payees but they can view them.

5. Bookkeeper This role should be assigned to the company’s accountant and is a ‘view only’ role.

  • Bookkeepers cannot create/edit/delete Team Cards for themselves or other team members.
  • Bookkeepers can use My Cards that are created for them.
  • Bookkeepers can see full account balances, and Budget balances.
  • Bookkeepers cannot add/edit/delete new team members.
  • Bookkeepers cannot create new Budgets.
  • Bookkeepers cannot create transfers (checks, wires, ACHs), or edit/delete/view/approve any transfers.
  • Bookkeepers cannot connect to Plaid or create Integrations.
  • Bookkeepers can create, edit and view Payees.

6. Investor This role should be assigned to investors who need to review your finances directly. Like bookkeepers, this role is 'view only.'

  • Investors cannot create/edit/delete Team Cards for themselves or other team members.
  • Investors can use My Cards that are created for them.
  • Investors can see full account balances, and Budget balances.
  • Investors cannot add/edit/delete new team members.
  • Investors cannot create new Budgets.
  • Investors can create transfers (checks, wires, ACHs), but they cannot edit/delete/view/approve any existing transfers that they have not created.
  • Investors cannot connect to Plaid or create Integrations.
  • Investors cannot create/edit Payees but they can view them.

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